Motion Picture Classic (Jan-Dec 1920)

iHow We Stopped the Leaks that Kept Us Poor ^^^fl b ;■ „: f-Wt 1^^^^ ^^H A ^^^^ ^'^f^' ' vQh ^^K^i^^N^ B -.^ ■ ,^^B|g/||K| ■ '' .^^J^KX "^ rk 'iWm'^SB J^Ak j^B v^! %—Ji^^^b^' ^^^^ fl^JBL i^^jsf^y^^^^^^^^^^l ^^^ " ■ ^^^-^ __l1— ^^^^^^^3' How^ How^aLrd LrindsaLy ^Lnd His Wife discovered <u\ EflLsy WolV to SaLve ONETHIRD of Their Income. A Secret thoLt Applies to Any Income. By HARRISON OTIS WHO should walk into the room but Howard Lindsay! Of all men perhaps he was the last I had expected to find as the president of this great new company. They had toM me that Ur. Lindj say, of the Consolidated, was looking for a fine conntry home and was interested in baying the DoUard Place in Englewood; so as exccntor of the Dollard estate I had come to I discnss the terms with him. Bnt Lindsay! Surely some miracle had happened. For it was the very man who had come to me "dead broke" about four years back and had asked me to help him get a new job. "Yon are surprised, Mr. Otis. I can see Aat without your telUng me. Let that real estate matter rest for a moment while I tdl yon how the change happened. It won't take five minutes. It all seems simple as A B C as I look back on it now. How It AD Bcean "Our new life began when we discovered how to tavt money. That happened soon after I started in the new job you helped me secure. And it all came about right in my own home. Our sole source of supply was my salary of $3,000. That first year we didn't save a cent Besides that, we woke up on New Year's day to find a big bunch of unpaid bills to be taken care of somehow or other out of future salary checks. ^'When I asked myself the reason for all this I found that I did not know the reason, and no more did my wife, because we hadn't the faintest idea what our money had been spent for. "Then we looked around among our friends and learned a great lesson. "the Weeds, I knew, were getting more than $5,000 a year. They lived in a modest apartment, did not wear fine clothes, seldom went to the theatre, did little entertaining, yet we knew they barely had enough money to pay current bills. "In the case of the Wells, I found a very different story and one that set me thinking hard. Their income was $2,000 a year, yet, to my amazement, they confided to us that they had saved $600 a year ever since they were married. They didn't have any grand opera in their program — except on their little Victrola— bnt they did go to the theatre regularly, they wore good clothes, entertained their friends at their home and were about the happiest and most contented couple of all our married friends. "TTie difference between these two families was that in one cas^ the expenditures were made without any pUn — while in the other the mcome was regulated on a weekly budget system. We sat down that evening and made up a budget for alt our expenses for the next Mty-two weeks. We discovered leaks galore. We found a hundred wavs where little •"nounu could be saved. In one short month we liad a 'strangle hold' on our expenses and knew just where we were going. In one year my wife proudly produced a bank book showing a tidy savings account of $800. My New Giq> on Bnsiiieas "In the meantime an extraordinary change had come over me in business. "I didn't fully realize this until the president called me in one day and said, 'Lindsay, you have been doing exceptionally welL I have been studying your work for the last year and yon have saved the company a lot of money. We have decided to give you an interest in the business.' "So there you are. It is wonderful, isn't it? I often wish I might tell my story to the thousands of young married couples who are having the hardest time of their lives just when they ought to be having the best time." So now I have the opportunity and you are tacky, if only you will act on the wonderful message this story contains. HARRISON OTIS. The Magic Bodgct Plan The Ferrin Money Making Account System is built on the experience of Howard Lindsay. This system, which is simplicity itself, comprises: The Ferr i Money Making Account Book. The Fei-rin Kitchen Calendar (for the household). The Ferrin Pocket Account Book. The Ferrin Investment and Insurance Register. The Ferrin Household Inventory and Fire Insurance Record. Compact information is given on Making a Budget, Keeping Expense Accounts, Making Safe Investments, Making an Inventory of Household Goods. There is no red tape or complicated bookkeeping in this system — it is so simple that any one can keep it — so convenient that yon will not notice the few moments of yom' time required to make entries. The Pocket Account Book (price when sold separately 50 cents) contains frmtcd slips so that yon have only to jot down the amounts of i your daily expenditures. The Kitchen Calendar (price 50 cents) keeps track of householn expenses. At the end of each week or month these amonnts are transferred to the Money Mak-ing Account Book, which contains 112 pages, size 6^x10^ inches, and is bound in half blue Silk Cloth Back— Cadet Blue Cover, Paper Sides — ^Turned Edges, semi-Bcxible, stamped in gold on Front Cover. This book has been prepared by an expert to fit any salary from the smallest to the largest. Incorporated in it is a recapitulation for every month of the year, which shows at a glance the Budget and the amounts paid out during the month for the \arious classified items of expense. It is the only book to our knowledge which has a Budget column for every month. Special columns are provided for items on which an income tax does not have to be paid, so that these amonnts may be deducted at the cad of the year. One Money Saving Feature .A war tax is now levied on almost every kind of aiticle you buy. Few people know that the amounts so paid on daily purchases may properly be deducted from their income tax report. By keeping track of these war taxes on the pages for daily expenditures, and transferring the weekly or monthly totals to the Money Making Account Book, you will effect a saving on your income tax that will surprise you and that will pay the small price of the System many times over. The Ferrin Investment Insurance Register IS designed to keep an accurate record of your investments, insurance policies, etc Contains 32 pages, size 5x8 inches, price separately, 50c. The Ferrin Inventory and Fire Insurance Record will enable you to make and keep a complete inventory of every room in the house; also provides for record of your fire insurance policy. It is an absolute necessity in case of a fire. It may save you many thousand times the cost, which is 50c when sold separately. Two Mimitf» a Day The Ferrin Money Making Account System takes only two minutes a day. Any bright grammar school boy or girl can keep the accounts. This method is not a hard task. Now you need not worry about the money you spend for clothes, food, rent or the tnotre. You will spend it freely be<ause you ^rMkaov how much you can afford to spend. The Ferrin Money Making System is a most practical gift to any newly married couple. Many people use them for Christmas gifts. Send Mo Money Sd how oucidOr the Ferrin Moorr UafcinK Account SjrstaB works, no matter how moch or bow Wc II mt In cMnc tlMn vloe IB nxan] to Um MaUns flvt of tlidr Inc^ne taEX fctitm %» Wm^ bow few had ^v latdu|(Bt Mea tf tbctr liii^i bttle yoor tncomc kncfw what j o il a think of it when jon sec it. So we are willing to aend joo the complete CTStem w i t h o n t your scndina: as any mooey in advance. Jttst mail the conpon. and hack wm come the system bj ictmu maiL If Ton feel that jrcra can afford not to have it. simplT send it back and yon win owe nothins Bnt when 70a have seen what bix rctnms the Ferrin System will pay yoo, you will sonkj want to kc«p this wonderful aid to moneymaking. especially as we are now ■wlr™g a special, short-time offer o f only %i for the complete systemYon win appreciate what a remarkable otfer this is when you consider thai cytber expense acconnt books are soM for $3 and cover a period of only two yearsTlie Ferrin Money Ifakin( Account Book covers foor years, and therefore has twice the value. $6. And in additioa yon get the Ferrin Kitchen CaloDdar. the Ferrin Pocket -^count Book, the Pcrrin Investment and Insurance Register, the Ferrin Hoosebold Inventory and Fire Insurance Record, each worth 50c, or $2.00. Von have *e oppui unity, theref^lre. o< securinc »S value lor only But we can make this special combui.'\li<.ni offer only lor a limited time. We expect to place this sys tem in one hundred thousand bottkes this year. Wi want your home to be one of them. Yon are therefore UTKcd to mail tfie coupon now — to do so oasts nothing and does not obbcate you in anr way. ai»d it may be a revelation 10 you of bow mnch more yon can jet out of your income. FREE EXAMINAllON COUPON Independent Corporation f>«fWUVn of TL^ ImOrprtUnt VTnktg I>«P« F-S7I2 II* W. 4«th St., M T. "r-'_r«' .-" .Uie. »"wri» Uenrr UsUaa Annu<t KT,«m unc ratln nre l««lm) tar Vn^ Exmm^n^^o.^ L will msm] t™ M^ "'' """"^ ""**" ' """^ «"" ""MX or «mn ILr.tlas^— l-St IBIcnnU D. S. BUKTON.